{"id":593,"date":"2024-02-01T21:05:43","date_gmt":"2024-02-01T21:05:43","guid":{"rendered":"https:\/\/cursosyempleosargentina.site\/?p=593"},"modified":"2024-03-26T22:02:50","modified_gmt":"2024-03-26T22:02:50","slug":"cuenta-gratuita-universal","status":"publish","type":"post","link":"https:\/\/cursosyempleosargentina.site\/cuenta-gratuita-universal\/","title":{"rendered":"Cuenta gratuita universal"},"content":{"rendered":"

Se trata de una cuenta gratuita para los argentinos, el objetivo es brindar la posibilidad de bancarizar su dinero lo que les da mayor acceso a diferentes medios de pago. Es importante se\u00f1alar que todos los bancos del pa\u00eds deben ofrecerlas, de ser el caso contrario puedes quejarte en servicio al cliente.<\/span><\/p>\n

\n

Tambi\u00e9n puedes leer sobre: “<\/span>pr\u00e9stamo personal ual\u00e1<\/a>“<\/span><\/h4>\n
\n

Est\u00e1 destinada a los argentinos que actualmente no cuentan con una cuenta bancaria y tengan su DNI actualizado.<\/span><\/p>\n

\u00bfDe qu\u00e9 sirve la cuenta universal?<\/strong><\/h2>\n

Se trata de una cuenta bancaria que puedes abrir en cualquier instituci\u00f3n financiera que facilite transacciones en cajeros autom\u00e1ticos.
\nEsta cuenta es exenta de costos, ya que no tienes que abonar ninguna tarifa por poseerla ni por utilizarla.<\/p>\n

No implica gastos de apertura, mantenimiento, transferencias de fondos ni por consultar el saldo en cajeros autom\u00e1ticos de diferentes bancos y redes en todo el pa\u00eds.<\/p>\n

Requisitos para solicitar la cuenta gratuita universal<\/strong><\/h2>\n
    \n
  1. Ser de Argentina o estar nacionalizado<\/span><\/li>\n
  2. Contar con la capacidad para realizar contratos o disponer libremente de tus ingresos.<\/span><\/li>\n
  3. No poseer cuentas en instituciones financieras.<\/span><\/li>\n<\/ol>\n

    Ten\u00e9 en cuenta los pasos para la apertura<\/h2>\n

    Puedes abrir una Cuenta Universal Gratuita de manera presencial o a distancia a trav\u00e9s de Internet.<\/p>\n

      \n
    1. Verifica tu identidad presentando tu Documento Nacional de Identidad (DNI).<\/span><\/li>\n
    2. Firmar una declaraci\u00f3n jurada en la que informa que no posees otra cuenta bancaria.<\/span><\/li>\n<\/ol>\n

      \u00bfQu\u00e9 operaciones bancarias pod\u00e9s hacer?<\/h2>\n
        \n
      1. Dep\u00f3sitos en moneda nacional.<\/span><\/li>\n
      2. Retiro de fondos a trav\u00e9s de cajeros autom\u00e1ticos, ventanillas bancarias o establecimientos que permiten la extracci\u00f3n con tarjeta de d\u00e9bito. Las retiradas en cajeros autom\u00e1ticos de la misma entidad financiera donde se abre la cuenta no conllevan costos. En cajeros de otras entidades, puedes realizar hasta 8 retiros sin costo.<\/span><\/li>\n
      3. Abono de impuestos, servicios y otros gastos mediante canales electr\u00f3nicos, como cajeros autom\u00e1ticos o servicios de banca en l\u00ednea (“home banking”).<\/span><\/li>\n
      4. Bono de impuestos, servicios y otros gastos mediante d\u00e9bito autom\u00e1tico.<\/span><\/li>\n
      5. Realizaci\u00f3n de transferencias bancarias.<\/span><\/li>\n<\/ol>\n

        \u00bfPod\u00e9s usar tarjeta debido con esta cuenta gratuita?<\/h2>\n

        S\u00ed, al abrir la Cuenta Universal Gratuita, la entidad financiera est\u00e1 obligada a proporcionarte una tarjeta de d\u00e9bito.<\/p>\n

        Adem\u00e1s, no tienen permitido cobrarte por la emisi\u00f3n de la tarjeta de d\u00e9bito. Si est\u00e1s interesado en obtener la tarjeta y cumples todos los requisitos le\u00eddos puedes solicitarlo hoy mismo, \u00a1Qu\u00e9 est\u00e1s esperando!<\/p>\n

        \n
        <\/div>\n
        \u2705Si deseas conocer m\u00e1s informaci\u00f3n, te dejaremos un enlace oficial para que te informes\ud83d\udcc4<\/div>\n
        Ir al Sitio Oficial<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

        Se trata de una cuenta gratuita para los argentinos, el objetivo es brindar la posibilidad de bancarizar su dinero lo que les da mayor acceso a diferentes medios de pago. Es importante se\u00f1alar que todos los bancos del pa\u00eds deben ofrecerlas, de ser el caso contrario puedes quejarte en servicio al cliente. Tambi\u00e9n puedes leer …<\/p>\n

        Cuenta gratuita universal<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":2,"featured_media":594,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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